As tax season approaches, our team at Luna Insurance Agency understands that navigating the latest tax rules and deadlines can feel overwhelming. Whether you’re filing as an individual or managing a household, staying informed about recent changes can help you avoid surprises and make the most of your return.

Choosing Between Standard and Itemized Deductions

Texas does not have a state income tax, but federal deductions remain a key part of your tax strategy. If you have significant expenses, such as mortgage interest, medical costs, or charitable donations, itemizing your deductions could result in greater tax savings. Our team can help you compare your options and determine the best approach for your situation.

Important Tax Deadlines to Remember

The federal tax filing deadline for most individuals is April 15, 2026. If you need more time, you can request an extension, but remember that any taxes owed are still due by the original deadline to avoid penalties. Staying organized and gathering your documents early can help ensure a smooth filing process.

We Can Help You File

Our agency offers tools and resources that can help you uncover potential tax savings you might otherwise miss. We can walk you through key questions and flag money‑saving opportunities, such as the child tax credit, education credits, and deductions related to retirement contributions or health care expenses.

Furthermore, tax laws and requirements can change from year to year, and understanding how these updates impact your unique situation is essential. Our team at Luna Insurance Agency is here to answer your questions, review your documents, and help you save.

Contact us today to schedule a consultation or get personalized guidance.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.