If you’ve ever come out to your car and found a rock chip or crack spreading across the glass, the immediate question that follows is whether or not your insurance will cover it. For Texas drivers, the answer depends on what type of auto insurance coverage you carry. What a Basic Auto Policy Covers in Texas Texas generally requires drivers to carry minimum liability coverage, which pays for damage and injuries you […]

Any driver may experience a cracked or chipped windshield, including those caused by flying debris or sudden hailstorms. Let’s break down how your auto insurance may cover windshield damage.   How Windshield Replacement Is Covered in Texas Windshield replacement may often be covered under your auto insurance policy’s comprehensive coverage. This coverage may help pay for damage to your vehicle that isn’t caused by a collision, such as theft, vandalism, fire or glass damage […]

When choosing an auto insurance policy, understanding the different types of coverage is essential. Liability, collision and comprehensive coverage each serve a specific purpose. Knowing how they work together can help you build a policy that fits your needs and budget. Liability Coverage Liability insurance is required by law in most states and forms the […]