November 28, 2025
AgencyDoes Homeowners Insurance Cover Plumbing Issues?
Plumbing problems can strike unexpectedly, leaving homeowners with costly repairs and water damage. At , we know how important it is to understand what your homeowners insurance policy may cover when it comes to plumbing issues. What Types of Plumbing Damage Are Typically Covered? Most standard homeowners insurance policies may include sudden and accidental water damage caused by plumbing failures. For […]
October 29, 2025
AgencyWhat Every Small Business Owner Should Know about Business Coverage
The right business insurance can make all the difference when unexpected events occur. Here’s what every Texas small business owner should know about business coverage. Essential Types of Business Insurance Every business faces risks, but some types of coverage are fundamental for most Texas businesses: General Liability Insurance: This helps cover claims if someone is […]
August 27, 2025
AgencyThe Difference Between Liability, Collision and Comprehensive Auto Coverage
When choosing an auto insurance policy, understanding the different types of coverage is essential. Liability, collision and comprehensive coverage each serve a specific purpose. Knowing how they work together can help you build a policy that fits your needs and budget. Liability Coverage Liability insurance is required by law in most states and forms the […]
March 13, 2025
AgencyWhy is Commercial Insurance Important?
4 Important Reasons to Make Sure Your Business or Commercial Property is Properly Covered In today’s unpredictable world, ensuring your business or commercial property is adequately covered with insurance is more important than ever. Whether natural disasters or unforeseen accidents, the risks are plentiful and can lead to severe financial repercussions. Adequate insurance coverage can […]
February 26, 2025
AgencyTop 2025 Business Risks
Owning and operating a business requires careful and comprehensive consideration of risks and exposures. Without proper planning and ample awareness, even an isolated incident or abbreviated issue could cause dire financial ramifications. Your company may face costly property damage, irreparable reputational harm, insurmountable business interruptions and lengthy legal battles. Fortunately, understanding relevant risks can help […]
October 28, 2024
lunainsFall Home Improvement Tips to Help Prevent Home Damage
With the leaves changing color and the air becoming crisp, now is the ideal time to prepare your home for the colder months ahead. These fall home improvement tips can help prevent damage to your property and save you from costly repairs and insurance claims. Fall Home Improvement Tips Use the following tips to keep […]
August 21, 2024
lunainsHomeowners Insurance Coverage: Why Is It Important to Keep Your Roof Maintained?
Taking care of your roof is an essential part of owning a home, as it can significantly affect your homeowners insurance. A well-kept roof can not only shield your home from weather damage but also help keep your insurance policy valid and cost-effective. Importance of Roof Maintenance It’s essential to keep your roof maintained for […]
May 28, 2024
AgencyWill My Auto Policy Cover Commercial Use?
As a business owner or entrepreneur, you may use your personal vehicle for commercial purposes, whether it’s making deliveries, transporting clients or conducting business-related errands. However, if you’re relying solely on your personal auto insurance policy to cover these activities, you may be in for a surprise after an accident or claim. While personal auto […]
April 23, 2024
AgencyDoes Homeowners Insurance Include Coverage for Your Roof?
Homeowners insurance is critical to home ownership, providing financial protection against unexpected damages and losses. One key component often covered under these policies is the roof, a vital part of the home that safeguards against environmental elements. However, the extent of coverage for roof damage under homeowners insurance can vary. Will Homeowners Insurance Cover My […]
March 20, 2024
lunainsDo I Need Business Property Insurance if I Rent My Location?
Do you need business property insurance if you rent out your location? In the realm of business, insurance decisions can often be complex and challenging. Among these deliberations is whether organizations renting their premises truly need business property insurance. While the buildings and location may not be owned outright by the business, the significance of […]