Planning a holiday party for employees can be a wonderful way to celebrate the year’s achievements and foster a sense of community. However, hosting a holiday party can present several hazards and result in liability claims.

To lessen the risk, consider the following guidance to ensure a safe and enjoyable event.

Key Safety Considerations

When planning your holiday party, be aware of the following potential risks:

• Slips, trips and falls—Decorations and crowded spaces can increase the likelihood of slips, trips and falls. For instance, extension cords for lights can become tripping hazards, and spilled drinks can make floors slippery. Undertake a thorough safety inspection of the venue before the party to identify and address potential risks.

• Crowd control—Overcrowding can lead to accidents and injuries. Ensure that your chosen venue has adequate space for guests and consider hiring security personnel to manage crowd control.

• Alcohol consumption— Alcohol can lead to inappropriate behavior and impaired judgment. Consider hiring professional bartenders to monitor guests’ alcohol intake and offer non-alcoholic beverage options.

• Health concerns—Inadequate food handling, preparation, or storage can lead to food-borne illnesses among guests. To reduce the risk of workers’ compensation claims, ensure all food is safe to eat and set up hand sanitizing stations to improve hygiene.

Insurance Considerations

For financial protection when hosting a holiday party, consider the following insurance coverages:

• General liability insurance can help safeguard against bodily injury or property damage claims, such as a guest slipping on a wet surface or accidentally breaking something.

• Employment practices liability insurance can offer financial protection against claims of harassment, discrimination, and other employment-related issues that might occur during holiday gatherings.

• Liquor liability insurance can provide coverage for claims related to alcohol-induced incidents, including injuries caused by intoxicated attendees or property damage.

Business Insurance in Fort Worth, TX

Luna Insurance Agency can help you understand the risks of hosting a holiday party and secure appropriate insurance coverage. Contact us today to review your policies.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.